Welcome to the Assurance retraite, France’s largest pension scheme. The Assurance retraite is the old-age insurance branch of the general (public) social security scheme in France is. This is the basic old-age pension scheme for private sector employees, managed by the National Old-Age Insurance Fund - Caisse nationale d’assurance vieillesse (Cnav). Founded in 1945, the Assurance retraite is a pay-as-you-go scheme which means that workers and employers finance the pensions paid out each month to the retirees of today. Through their contributions, workers accrue personal pension rights entitling them to claim a pension when they retire.
For information about your rights as a pensioner living overseas, having worked both in France and abroad, click on Residence abroad.
You are working, or you have worked, in France and abroad? If you have contributed to the general scheme this section concerns you regardless of you nationality.
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Do you work in another country than France? Are you either on secondment, expatriated or locally employed? Depending on your situation, your rights at the General Scheme of the French Social security will differ.
With your French social security number you can at any moment log into your personal account to purchase your career history and pension contributions in all the French pension schemes where you’ve been affiliated.
Click here to access the tutorial explaining how to create your personal account.